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Laws making it more difficult to discharge debt can reduce the rates of bankruptcy. However, because some debtors have no recourse but to file for bankruptcy, those laws should only apply in circumstances where discharging debt is unnecessary. In fact, the only individuals who should be subject to those laws are those for whom declaring bankruptcy would be a form of fraud.

Which of the following conclusions could be most properly drawn from the information given above?

  • A

    Debtors subject to laws discouraging bankruptcy are just as likely to file for bankruptcy as debtors in unaffected jurisdictions.

    分析该选项
  • B

    In jurisdictions not subject to laws obstructing the discharge of debt, fraud is the primary motivation behind most bankruptcy filings.

    分析该选项
  • C

    The amount of bankruptcy fraud is greater in jurisdictions subject to anti-bankruptcy laws than it is in unaffected jurisdictions.

    分析该选项
  • D

    The are fewer instances of bankruptcy fraud in jurisdictions subject to anti-bankruptcy laws than there are in unaffected jurisdictions.

    分析该选项
  • E

    Laws obstructing the discharging of debt would likely have negative effects unless they are adjusted according to an individual’s reasons for declaring bankruptcy.

    分析该选项
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正确答案: E

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