For similar homes and comparable residents, home insurance for theft has always cost more in Andover than in Wrightsville. Police studies, however, show that homes owned by Andover residents are, on average, slightly less likely to be robbed than homes in Wrightsville. Clearly, therefore, insurance companies are making a greater profit on home theft insurance in Andover than in Wrightsville.
In evaluating the argument, it would be most useful to compare