题目选项分析

In order to improve the long-term savings rate of its citizens, Levaska's government has decided to introduce special savings accounts. Citizens can save up to $3,000 a year in special accounts without having to pay tax on the interest, unless they withdraw money from the account before they reach the age of sixty-five. If they do withdraw any money before that age, they have to pay tax on the accumulated interest and a penalty.

Which of the following, if true, most seriously threatens the success of the government's plan?

【选项】The banks and financial institutions where the special accounts will be held lobbied hard for their introduction.