Which of the following most logically completes the argument?
Loans extended from banks to individuals can allow individuals to take well-measured financial risks or pay off existing debts that carry higher interest rates. However, more aggressive banks extend freely to individuals loans that are too large for those individuals to foreseeably pay back, causing other problems. Therefore, the creation of a new department to monitor and restrict banks would benefit public well-being, since _______________.
【选项】
other measures to curb aggressive banks might have the inadvertent effect of preventing deserving individuals from getting the loans they need
选项是否正确？